2025 Ira Contribution Limits Irs Over 50. The maximum amount you can contribute to all traditional iras and roth iras is $7,000, or $8,000 if you're over 50 for 2025. The combined annual contribution limit for roth and traditional iras for the 2025 tax year is $7,000, or $8,000 if you're age 50 or older.
The 2025 annual ira contribution limit is $7,000 for individuals under 50, or $8,000 for 50 or older. Beginning in 2025, the ira contribution limit is increased to $7,000 ($8,000 for individuals age 50 or older) from $6,500 ($7,500 for individuals age 50 or older).
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